Des Moines, Iowa FHA Mortgage Loans

Are you looking to buy a home and need a flexible Iowa FHA loan without devastatingly high front-end payments and stringent credit restrictions? Have you contacted multiple companies about obtaining an FHA mortgage, but can’t find a good lender or the loan options you need? Essential Mortgage can help. As you might know, FHA loans are federally assisted mortgages insured by the Federal Housing Administration. While the FHA doesn't actually make the loans, they insure them through a select group of private lenders.

Essential Mortgage, Inc. is the leading provider of FHA mortgage loans in Des Moines, Iowa. FHA loans are low-risk options for those seeking low down payments and more lenient credit guidelines. Qualified buyers can even receive fully assumable loans, in case the urge to sell strikes before repaying the entire FHA loan. In Iowa, very few mortgage companies are qualified to originate these types of loans. If you qualify, FHA mortgages include some of best rates in the state.

Here is why Essential Mortgage, Inc. is your preferred Des Moines, IA FHA mortgage lender.

Iowa FHA Loans offer low down payments and low closing costs
Loans offer easy credit qualifying
All FHA loans are assumable with qualified buyers
No prepayment penalty
Less cash from the borrower than a conventional loan
95% cash out refinance
Low monthly mortgage insurance regardless of credit

Streamline your FHA Mortgage! Already have an FHA insured mortgage? Essential Mortgage can also help you refinance your loan to lower your monthly principal and interest payment. Refinance your FHA mortgage and save thousands.